Transcript
Unknown Speaker 0:01
The purpose of wealth talk is to educate, inform and hopefully entertain you on the subject of building your wealth. Wealth builders recommends you should always take independent financial tax or legal advice before making any decisions around your finances.
Unknown Speaker 0:19
Hello, welcome to Episode 25 of wealth talk. My name is Christian Rodwell, the membership director for wealth builders. And I'm joined by Mr. Kevin Whalen, the founder how I can it I'm good today. Thanks looking forward to school to day tomorrow, going off to play golf at the belfry so you caught me in a good time. Ready to dispense any wisdom. Mind you. It's not my wisdom we're dispensing today. It's a cruise. We're shining the spotlight on some of our founder members today, actually, because it's just coming up to nearly three months actually since we first launched the foundation program and the time has flown by and we thought we'd dedicate this episode to reflect and look at some of the successes that some of our members have had in natural spaces.
Unknown Speaker 1:00
Time. I mean, it's shocking, isn't it? What three months can do? I mean, three little months that will easily slip by, if you're not paying attention, you know, but look at what these guys are doing. And you pick four or five people to share their story. But this could have been replicated 1015 times, really. So it's just brilliant. I'm so happy that people are getting things done, which at the end of the day, Chris, wealth is about taking action. It's not about thinking about taking action. It's not about being interested in being wealthy. It's about showing commitment. And I'm so delighted that these guys are just kicking the nuts out of the whole thing. They're just really going through it. And I love that. Yeah, indeed. And one thing that has come up a lot has been the mention of drifting, which was, you know, back in Episode Two when we did the three DS, and it really has resonated with people and especially our founders, and they often refer in the Facebook group, you know about, oh, you know, I think I might be drifting a little bit and of course, whole Pepcid family.
Unknown Speaker 2:00
program is not to let you drift. So we're in there, we're here to support. And make sure that as you always say, Kevin, never let 30 days go by without doing something to build your wealth. Yeah, and it doesn't have to be a big thing, you know, and some of the people will share some stories where they've managed to save lots of money and do some things that will make a big difference. But even a small thing, you know, gives you momentum makes you feel like you're not getting stuck on the fence. And that's painful being sat on the fence for a long time. You know, just a good thing to do something small, and document that. And that's probably something we got to do Chris, the fantastic wealth builder monthly award chart, to help people take their actions and then have pauses for celebrations with their buddies in the community. So looking forward to seeing what people are doing in the next three months. So and we're going to give the airtime over to four of our founding members today to share we have more we couldn't fit them all in but we'll certainly we'll revisit some of those other ones very soon.
Unknown Speaker 3:00
Just worth to spend a minute before we head over in some of our members, for me to maybe ask you, Kevin, again, what was the real reason behind setting up the program? Because I know this is something that we talked about for a while and, you know, we came together and worked hard to put a program together that could open it up to more people. Why was that important to you, Kevin? Well, I think it was important to me, Chris, because, you know, I charted my own wealth and did my own things, in my own way. Didn't have a guide didn't have a mentor and took me quite a long time, even though I put you know, full on energy into it. And, you know, I've been coaching high income people, business owners and high income employ people for a long time. And, you know, I noticed that the higher the income and the more successful people are, they want to dive in and get some immediate results in one area of their life. But sometimes the things that they should have done they just didn't do you know, they didn't get the basics done. And I often refer to that is almost like playing golf or talking about playing golf tomorrow.
Unknown Speaker 4:00
You know, and he'll be obvious to anybody, I'm not a golfer. But had I really been smart enough to get lessons from the beginning to get the right foundations from the beginning, it would have been so much more different. And this is the same with wealth. And I just realized that even now I've been acting as a coach, kind of like an fd financial director to very successful people who just want to do better and better and better. didn't really have a program that was a step by step that anybody could follow was almost me interacting with the families and saying, well, let's do this first, this next this next, almost in a way that I thought would work for them. And with your help, Chris, and we wouldn't definitely have not done it without you and your insights. We've managed to create something that can be followed by anybody. And that means we can get that 50,000 people that I still want to help get to a place of financial independence. Without paying the sort of fees people are paid to me. It's not about me, you know, we're not charging enough for this to be about me. We're charging enough.
Unknown Speaker 5:00
Just to make people feel they can take the right action, get the right education, have a little bit of cost for some support, as you'll hear, there's some good things been happening and make some great connections in a place where it's a safe harbor. And I think probably the overriding word that doesn't necessarily come out for contributors today, Chris, but I think if I was summarizing it afterwards, it will be trust, wouldn't it you know, trying to create a place where everything is about doing things in a way where you can be trusted, and you can trust the people that we're connecting with. And that probably holds people back because they don't want to be wrong. They don't want to feel like they've made mistakes, they don't want to feel like they're being sold to. So the integrity behind what we do the double money back guarantee the fact that my reputations on the line just makes people I hope I feel like this is a real place where trust is the watchword of everything we do. And you know, it'd be great to get a few more people just to round it up to 100 key members and I think there's a few spaces left to
Unknown Speaker 6:00
You know how many we've got left, just will be great to finish that off with that cohort of 100. So we got a perfect cohort, and then move on to the next one in several months time and we bring people in in blocks of 100. So that we can really see them all working and, and collaborating and growing together and keeping each other in check and, you know, doing all the good things we're going to hear about. Yeah, that's absolutely right. We do have some spaces, but probably, I'd say about 18 as we record, the podcast, and just coming up to the end of July. So that will be the cutoff point. So there's still an opportunity if you're listening now, you do think that the foundation program is right for you. If you feel you've been drifting, you need some accountability, you need a plan, and you want the support of myself, Kevin, and the other members, then the foundation program might just be for you. So Kevin, shall we head over to the first of our members, which is Louise and listen to some of the things that she's been up to look forward to that. Okay, so I'm with Louise writing foundation members.
Unknown Speaker 7:00
How I Louise. I'm good, Chris, how are you today? I'm very, very well, indeed. Now, Louise murders to ask you, you know, the reasons behind joining the foundation program first and foremost. Yeah, sure, Chris. Well, you know, I just turned 50 earlier this year, I guess, you know, any milestone birthday is a time to reflect and I just started to think about, you know, think ahead to retirement and what I want that to look like, and I started to think about, well, how could I become financially independent earlier, the normal retirement age, you know, how could I maybe retire earlier or have a different pattern to my life then, you know, work for lawn, which is what I've done for the last 28 years and then stop, and that didn't really appeal to me. So I came across Kevin and wealth builders, and I saw that you were working with Kevin to launch the foundation program. And what really appealed to me was the systemized process. So I would say I was already doing parts of the wealth building, you know, parts of the foundation.
Unknown Speaker 8:00
Programming little pockets. But this was the first time I'd seen someone bring it together in, you know, a systematic process or process that one could follow. That was logical. You could tick the boxes, you could get everything done, get peace of mind that you've done the right things and then move on to the next part of building your wealth. So there's some two key reasons that I joined. Chris. That's fantastic. Yeah. And it's only been a couple of months, hasn't it? It feels like a lot longer. But we've definitely been, you know, through at least several steps already. So what are some of the actions that you've taken since joining Louise? Yeah, I've been pretty busy, Chris.
Unknown Speaker 8:37
So I mean, I still work full time. I'm in a global corporate role. So you know, this is all in my kind of downtime, if you will, but you know, it's a real priority for me. I've taken actions relating to be honest to the foundations to the roof and to the Seven Pillars of wealth, but the biggest actions I would say are around three of the wealth pillars.
Unknown Speaker 9:00
So the first and arguably the most fundamental action I've taken is independence pillar, which is pillar number two because I know them off by heart. It's my decision to better process pension a small self administered scheme, and to transfer an old defined benefit pension into this once it's approved, hopefully in a few weeks time by HMRC. Now, I see this has been absolutely key to my overall wealth plan, because it allows me to do a number of things. Firstly, I'll be able to make loan backs to my limited company which invest in buy to let property so my pension will become the bank really that you know, that lends to my company, but at a lower interest rate than I could get with other options like bridging finance, for example. So effectively, my SAS will be helping me to grow my property portfolio and my buy to let business outside of my pension, and I'll be making other investments with my SAS but crucially, I'll be in control
Unknown Speaker 10:00
of the growth of my pension fund, rather than leaving that to somebody else to take care of. And that really appeals to me. And that feels right to me at this point in my life, you know, with my level of business experience and life experience. So I feel good about that decision. I'm very excited about what that will do for my wealth and our wealth as a family. I think the biggest impact on our family wealth will come from the legacy aspect of the SAS. So the fact that the SAS is a trust, which my family will benefit from after I've gone so it doesn't die with me like some pensions do and that's very, very important to me. So the second big area is a bit outside the box for us at least but we decided to leverage the home capacity pillar, pillar number one, and taking a larger, so we still have cold feet from time to time about whether this is the right thing to do, but we are going for it. We're going to utilize the government's rented rooms
Unknown Speaker 11:00
Gain, which allows us to make seven and a half thousand pounds a year free from income tax from renting out a room in our family home. So we're now working on getting a spare bedroom with an on suite bathroom ready for probably September time. It's been a big decision for our family. You know, it's really different for us. Our girls are really keen, we've got two children. And in fact, my youngest daughter came up with the idea because we really involve them in these conversations and in our wealth building journey, you know, right from the start. And I guess at the end of the day, I've been quite inspired by the fire movement, which started in the US financial independence retire early for anyone that's not heard of fire, but yeah, that really challenged me to think differently to get out my comfort zone with regards to doing you know, pretty much whatever it takes to achieve financial independence. So we are about to advertise our room and taking a larger and and I'll report back Chris, great. And then the
Unknown Speaker 12:00
Final big area of action I've taken has been to really understand my wealth dynamic, and to leverage that to start initiating some additional ideas, particularly in the intellectual property pillar, which is pillar number six that lead to income streams in the future. So, you know, taking the wealth dynamics test, and you know, really reading into that was quite game changing for me because I started off thinking, well, the concept of wealth building, it needs a different mindset. It needs a different skill set than the one I'd been using, you know, as a lifelong employee, in big companies, but when I really understood my primary profile, which is a star with high Dynamo and blaze energies, meaning I'm creative, and I like to connect with people and support other people, when I understood all that, you know, the penny started to drop that I can really use this in my wealth building. So what
Unknown Speaker 13:00
As I do with that realization, I started networking, which I kind of do naturally anyway, but I started some key relationships, some key conversations that are going to help me not only to build my property pillar, but also I'm working on as I say, some new ideas around intellectual property creating content to support the wealth building, and the SAS pensions communities that are able to monetize going forward. So it's much slower burn, you know, than the other pensions like the other pillars like pensions and property, but it's another income stream and one that's very suited to my wealth dynamics. So one that I'll you know, I'll be very active in I think I'm very creative around. So the details top secret for now CRISPR. Watch this face. That's fantastic. You know, we talked about different areas of leverage, and as you mentioned there with a full time job, you know, time is is obviously of the essence, but you've managed to really commit to this and it's fantastic. And if there's one word Louise, you know, that kind of summarizes what you've gained.
Unknown Speaker 14:00
from being a member, what do you think that would be? I think it's connections, Chris, you know, I just really value the community. I've met many people in our foundation program, both face to face, you know, we've done calls, we've done Skype calls we've done, you know, we've got body groups, I mean, a couple of different body groups would meet face with me through Skype. And I think it's that that sort of sense of community that sort of the teams behind you really to be successful. And then those connections are actually leading to, you know, ideas, business opportunities, working together, and all of that as well. So I think the connections has been fantastic and a really key benefit of the program. Oh, that's fantastic to hear. Yeah, the wealth building is definitely a team game. Right? You can't do this
Unknown Speaker 14:49
case. So that was really great hearing the pillars that Louise is really focused on certainly pillar two there with the pension Kevin, and then pillar one home capacity.
Unknown Speaker 15:00
So a bit of a scary move, but engaging the family in that process. And as Louise said, you know, a daughter's actually really quite excited about the idea of bringing in a lodger. And that's going to utilize the rental room scheme, we can generate up to seven and a half thousand pounds a year from that tax free. It's great to involve the family. And I think two things to say here specifically, one is do involve other people. And part of the the really interesting story for all of our members, Chris is the fact that they get so much from their wealth dynamic, they understand their own compass point where they should be facing to create most value. And we can do the wealth dynamics of your partners. And I've done the wealth dynamics on my own kids. So I know how they best interact with things. Now they're in their 20s and they're ready for all of this stuff. But it's just good to get the whole family involved. And in that way, when you've got the support not just of the community, your body You mean, but also the family. It makes that sort of feeling that might be
Unknown Speaker 16:00
Maybe initially felt a little bit risky. But in fact it isn't. Because in truth, you know, it's the illusion of risk. The more you crave security, the more elusive that security becomes. Because you get locked into the dependency culture depending on a job depending on a, you know, something that you ultimately you can't control. So what is clear to me for Louise is she is now in control, and she will build her own certainty. And she's really,
Unknown Speaker 16:28
you know, she's really taken it to heart as she in three months. Well, you know, having a clear plan and having that real strong reason why we always say it's, it's step one, it's module one in the program is knowing your why because when you really connect with that, then that is the catalyst and you become unstoppable. Well, I don't think anybody's going to stop Louise.
Unknown Speaker 16:49
Yeah, and I like as well. She mentioned with wealth dynamics, how that's actually helped her now look at how she could create some IP and she's now working on something around
Unknown Speaker 17:00
pelisek but she's getting all of these ideas, because she's she's a sponge for knowledge. And that's part of having a, you know, very strong creative element to a well dynamic. Mind you some of this stuff will be new to listeners who don't know these things, Chris, you know, the wealth dynamics and the different use of the language of pillars and so on. So I hope for those people who are considering looking at it for the first time, not, don't get too bogged down in the language, just just hear the excitement of what people are doing. And they're doing this in a few short months. Okay, well, let's head on over to our next two members now. So let's have listened for john Dale, and Henry Austin. That's a welcome to wealth talk, john. Hey, Christine, how you doing? Very good. Thank you. Now, john, what was the reason behind you joining the foundation program initially? Well, in the background, I own a couple of businesses, and I'm a property developer. And I see a lot of training courses and mentors and people saying, come and work with me come and do this. I'll make you a millionaire.
Unknown Speaker 18:00
I've never bought into it. I had a conversation with Kevin over the phone because he was introduced to me from somebody. And I really bought into the idea of what he was doing initially wasn't about joining the foundation program, it was more about my SAS and what I wanted to do off the back of that I saw the invite to join the foundation program, and thought, okay, let's have a go. Let's buy into something that I believe in and have a look back since absolutely love it so far. So thank you both of you know, you're very welcome. And what have been some of the actions that you've taken since joining I know it's only been a couple of months or so. But you've been pretty busy doing lots of things. Yeah, I think the biggest thing for me was You made us all do the dynamic profiler. When you did it, if I'm honest, I was like really is programming. It's not going to tell me about me. I know who I am, and I really didn't. I turned out I was a creator. And my mind wanders and goes all over the place. So since learning that it's kind of how to control that and how to put my time in place. So the three things that are
Unknown Speaker 19:00
I always go back to no is since joining, I've got a plan of my financials of where I need to be aware I am, what action I need to take to get there. And when I'm going to do that, and accountability as well, between yourself, Kevin and the group members, so I'm on track, I've done everything I've set out to do so far. So if we keep going, I will, I will hit my target. And the best part of that is a lot of things we used to tell our clients to do. I've now done for myself. So I organized all my debits and done everything. probably saved myself about 200 pounds a month. Overall, I put my I can't believe as a financial advisor, as you guys would call it, the roof wasn't in place. So I've done plenty of returns for all my clients. I've done plenty trusts for all my clients. We put everyone's life covered into trust, but somehow I didn't do my own. So all of us have done and my sauces in the process has been sorted out as well. I think you guys in making right now you got to think doing it as a step by step program is really good because it's just one thing at a time that isn't it. It's not it today.
Unknown Speaker 20:00
I need to do this. Because if you've spoken about investments as well, I would have done my roof. I'd gone straight to the investments, but yeah, yeah. And he ignored probably the important part of it. So well done. I think I think it's working really well so far. With foundation member Henry Austin, welcome to wealth talk, Henry, how are you? Very well. Thanks, Christian. So Henry, would you mind sharing with us what your reasons were for joining the foundation program? I suppose my main reason Christian was really to give the tools and knowledge to be able to review a strategy though it's been pursuing over the last 14 years or so. It's very easy to get caught up in in one particular model and strategy. And for me, that's been property. I've spent a lot of time and money investing in myself and education and implementing different models in the broad property sector. I'm very conscious that although my property interests are spread across different pillars, it is very property centric and just really wanted her to review things, take a step back and see if there's anything that basically I didn't know. I didn't know
Unknown Speaker 21:00
That's great. And what are some of the positive actions that you've taken as a result of joining the program? Henry, one of the first actions I've done is to go through the the debits process and really to review all the costs personally and across the portfolio. And that was a bit of an eye opener, to be honest, is some of the costs mortgages and such like I've been very good at others have probably let slip a bit. And it's good to have that kick up the proverbial to, to go through some of those normal iden mundane tasks and very glad it did, because I've saved almost two grand a year or project to say that sort of money, particularly having reviewed energy costs and other costs, including bank charges, assurances or insurances, rather, and a couple of subscriptions that really weren't getting good value from and we're also in the process of investigating PPI done that before To be honest, I'm not actually aware of ever having had PPI but would it be worth going through the process again? So yeah, very, very glad actually took that.
Unknown Speaker 22:00
Did that and looking forward to making savings? That's fantastic. And what about some of the other actions? So we've, we've got a buddy group, and very interesting to to connect with the guys there, particularly with different and complimentary wealth dynamics. I've previously done will tournament profiling. And I was very surprised to find that my profile had changed quite considerably. So it's been really interesting, learning more about that, and also working with other people learning more about me, suppose as well as how other people work. And I really see the value of the body group going forward. And I look forward to working with those guys in the months to come. Well, I know it's only been a couple of months so far, Henry, but what are some of the other benefits that you feel you've gained from the program? I've already you know, mentioned earlier about that high level review. Something I've always struggled with was really managing my sass and the personal funds. Whilst I've been looking for development opportunities to progress myself. So I mentioned this on a call with Kevin, a couple of
Unknown Speaker 23:00
weeks ago, very reassured to hear his answer basically, I've got some funding in my SAS in cash and also personal accounts sitting doing nothing which is really niggling me I suppose for want of a better word. And I didn't want to put them into the stock market for fear of you know, any short term corrections, I needed it to be liquid take any advantage generating opportunities that may come along in the property world. Basically, Kevin reassured me that, that's probably the best thing to do is just keep those funds liquid and just take the longer term view. Yes, I remember that was on one of our group coaching calls just a couple of weeks back, wasn't it? That's right. Yeah. So if you Henry, if there's one key thing, one word that sums up the foundation program for you so far would that be? I suppose if it was a single word, it would be leveraged Christian and really leveraging others knowledge and experience. Thanks very much for sharing with us today, Henry. Thank you.
Unknown Speaker 23:51
Okay, so I guess the big wins, they're definitely coming from debits with 2000 pounds from Henry and about 200
Unknown Speaker 24:00
pounds a month from john. So pretty much 2000 pound each. I mean, that's incredible, isn't it just by a little bit of focus on something that we asked them to do in some, you know, key areas of their life. And the real big win for this is there are so many places, Chris, where you can find out different ways where you could save money on the B, which is the bills, and the D, which is the debt. And the other stuff is a little bit more difficult to find. But what nobody's teaching out there, which is where I think we're absolutely fundamentally different, is, whenever you save money, you've got to put that money to work. So the key skill for both john and for Henry, which both of them will nail 100% is the reallocation of the saving to build wealth, not just to save money and go here, save some money. So it's that leverage isn't it's the impact of that which helps you create more and that's the whole part of the wealth building process that we we talk about creating
Unknown Speaker 25:00
Building and protecting wealth. And all of that runs through the very essence of what we do. So both have demonstrated so ably the creation stage, and hope they'll go on to show it's obviously too early yet to see exactly what they do to build their wealth. But it's obvious that they obviously both will, in terms of you know, whether it's into their SAS or whether it's into building investments or whatever they choose to do. And maybe it's a bit early for them to say that, but it's very clear, they've got options, that that money will serve to help them carry on growing as opposed to just money in the bank account that, you know, stays idle and isn't poised for something that I know was important to Henry, which is had some money but sometimes felt a bit bad about money not working all the time. But the big thing about getting ready is you're always looking for those opportunities. You know, that one opportunity, that one idea that one relationship, and I think he was reassured by that I said don't worry if your money is not working 100% online
Unknown Speaker 26:00
The time that you're getting ready. And when you're ready, you'll find opportunities which will dwarf the returns you'll be getting just by sticking it in cash or sticking it on the stock market. And it's worth remembering that we are only two and a half months into the program. So we've we've gone through some of the early modules and these, of course, have been just getting your foundation in order with the debit and the roofs hence why we've we've heard this a few times, but I think was anyone could be listening to the podcast we've been doing, Kevin, we've talked about debits, we've talked about the roof and in some detail. It's the accountability of being part of a program, and others who are posting every day in the Facebook group. This is what I've done. This is what I've saved. Here's a website that I've used and that is giing other people up to actually get this stuff done. It absolutely is I saw a post from somebody today saying these posts are really encouraging me to get out of drifting and thank you keep going, you know and I think eventually they'll those people who do get stuck for some reasons
Unknown Speaker 27:00
You know, we're there to try and help them overcome that and get unstuck. And what was interesting with john, you know, very smart guy, professional guy, you know, an IFA to is seeing some of the stuff that he's been encouraging other people to do for years and years and years. He just hadn't got around to doing himself. And it was almost like, well, if we can help an IFA, who would normally you'd expect to do these things, but they get stuck in their own world, you know, like cobblers shoes, as they say, you know, he was very pleased about the accountability. And now he now feels about what he's done, not just for himself, but putting his family first, you know, and I'm very proud of john for actually fessing up to that and then I did maybe miss a trick but now I've taken care of it. Yeah. And NASA comment that's come up many times, actually, over the last few weeks is it's just been something sitting there waiting for me to do it. Mostly wills and things like that. So it Yeah, just getting these things done as giving people a really good feeling of security and achievement and and
Unknown Speaker 28:00
They're ready now for the next stage. It's gonna be great to hear, you know, in three months time what they've actually done, particularly with the amount of money that both john and Henry have saved. so fascinating. Next time we hear from them, I guess. Yeah, indeed, I think we've got time to squeeze in one more of our founding members stories. So let's have listen now to Rupa de. Hey, welcome, Rupert to wealth talk. How are you? Very good. Thank you very much. Yeah, Rupert, you joined us in the initial launch back in May. And what was your reasons for joining the program? I've been aware of Kevin, having read his book. And also I just liked the holistic approach to wealth builders the way it actually just questions what you're doing in several different areas. I think probably a lot of people have been doing maybe one area or two areas, but it's very good approach. And I thought joining a foundation did two things really one, it's great to work with other people with common interests and try to help each other. But also just the fact of the matter.
Unknown Speaker 29:00
To scope of hopefully a wealth of knowledge that will come from from that communication as well. So I thought it was a good fit one to learn more about wealth builders and the pillars and the way it works. But also just to do that with like minded people. Absolutely. And I love the way that you've really taken, you know, all the learnings of the Seven Pillars, and maybe you can share a little bit about some of the actions you've taken in those different areas initially, obviously, going through the process, again, interrogation, I guess, through the LPA is which we've done already. And will should already I was looking at other areas of funding, I thought, Well, okay, how can how can we actually use our pensions so we're in the process at the moment have just completed the application for our SAS through empowered pensions, and that's going through to the HMRC as we speak. So that is a really a way of actually trying to use our pensions through different asset classes. And I think that also comes back to the thinking of, of wealth builders to not put all your eggs in one basket. Good.
Unknown Speaker 30:00
way of looking at splitting one's risk. The second one, which again, right in the process of doing is mortgaging our house, it seems an obvious thing. As a business, we run HMOs. When I want my wife, we've currently got two, it always comes to the point where you you're short of cash, and you need to look at leveraging other people's income or looking at joint ventures. But we just looked at the way of actually releasing some not releasing equity but mortgaging our house, which you've just completed a rather large extension on and refurb. And that was great because it basically gives us the proceeds now to buy our third HMO, which is just in the process of going through but also looking at the fourth, which is our sort of target for the end of next year. We've got pillar two pensions and then pillar one and capacity there. And any any other pillars that you've been looking at. Yeah, indeed, one thing meeting up with Kevin, he was a good at reminding of maybe what your skills are and
Unknown Speaker 31:00
Basically interrogating what you're good at what you're not good at. One thing that I've done is looking at my personal IP. I've been a filmmaker for 25 plus years. And in our properties, I market and take photographs and shoot video of all our houses, that really works very well on our websites. So I've just thought, Okay, why don't I just try and do that for other people. So I'm just about to launch in the next week. website, which enables me to go out and help other landlords capitalized pictures, maybe do a bit of styling in their properties, and shoot some video as well. So what we're doing is sort of package for other people to buy into. And it does two things, really one it obviously gets me out and meeting other people and networking, similar opportunities that are out there, but also just trying to use my skills to help other people as well. That's fantastic. Now you, you've made some great strides every PR and what do you feel that you've gained most from being a member of the foundation program since you joined if there was, there's one thing that you could pick
Unknown Speaker 32:00
What I love about the foundation program is the fact that it's actually you can see the momentum building and the network building. And I love the way people are just now communicating with each other and trying to find commonalities and also things that are good fit, comfortable with the well, wealth builders foundation that essentially done what I was hoping it would do. But also just I think the sky's the limit. And what I love about it is it just prompts you to take action, and there's so many people in the property world or in the messy world that sit on their hands, and I know Kevin says dithering, but it's great just to see people taking action and it's something that it's spurs me on to take that action and I think it's a it's a really, really creative future which I'm looking forward to getting stuck in there.
Unknown Speaker 32:45
Okay, so hopefully, listening to some of our members there has inspired you. If like we said at the beginning you feel you've been drifting if you feel like you don't really have a plan in place for building your wealth, then perhaps the foundation
Unknown Speaker 33:00
program is right for you. It's worth mentioning though, I think, Chris, that it might be easy to presume that the definition of foundation means it's at the beginning. And that's certainly not true. You know, if you listen to what Rupert had to say, you know, experience guy with property and the others who've all done different things, and you know, they've come to this journey, almost pressing reset, almost doing a stocktake you know, making sure there's a bit of maintenance like a financial mot on what they're doing to make sure everything is firing on all cylinders that possible, so it's not and I definitely want to repeat this, Chris. It's not a program for wishful thinkers just hoping that they'll get some secret bullet to be able to create wealth in seven weeks, you know, this is not going to happen. This is serious people committed to wealth, willing to take action, but wanting to know there's a step by step process, that they can jump in and follow and that everything
Unknown Speaker 34:00
They're doing will be maximized. And the results will be spectacular, which is why I'm so confident that giving people a double money back guarantee, look, if we apply that to john and Henry, we save 2000 pound each. And you know, whatever the cost of the course is as double already. So you know, that just massive, massive gains to be had. And of course, we're happy that double Money Back Guarantee really applies and will always be certain that will make sure that people are gaining much, much more than they're costing. And that's because we're very different in our approach. We're not talking about this by selling something or just providing a small piece of education on a course that we don't care whether you win or whether you lose. This is all about being alongside you. And being committed to your wealth in the same ways we're committed to our own. So it's almost like having partners behind you. And if that's for you, and you feel that would help you and you can overcome that initial feeling, maybe of who do I trust, maybe
Unknown Speaker 35:00
The guys who shared their stories have told you about the trust. But you know, rely on the reputation rely on the money back guarantee, rely on the results you'll get. And if you're in doubt, just give us a call and chat it through or talk to some of the other students we've got directly. You know, there's nothing to hide here. And I know some people look for something to hide, or something being hidden. Is there a bit of snake oil in here, Chris, I wonder. There's definitely nothing there. But you know, if you're in doubt, or you're a skeptic, skepticism is okay. Check that out with other members. If you're a cynic, and you think everybody's out to get you, then you're probably not a good fit for us. And we suggest you walk on by and just go drifting, drifting as you would do or DIY for the rest of your life, which is one way to build wealth that sure, but it's not the well build away. It's much more about the collaboration, isn't it, Chris? That's very, very important for us. And then, of course, every member that does join, we have a one to one call pretty much within the first couple of weeks. So
Unknown Speaker 36:00
Get to understand, certainly I can see if the program doesn't feel like it's the right fit. If it's not going to benefit you, then both you and I, Kevin, you know, we're very, very intent that we want the right people. And if we don't feel that this is going to serve you and provide you value, then there's no place in the program, and that's the best thing for both of us. Yeah. And we would unwaveringly return money, it's, it's not worth the amount of money we're asking for us to risk This is just not gonna happen. So I think we've said enough about our integrity crystal, this conjecture I have. So the proof is in the pudding and we said when we launched back in May, that we wanted to work with 100 of our members, and we are over at now. So we've got we've got 18 places left as we speak now. And the 31st of July is when we've said that we'll we'll close the doors for good on that. So there's just over a week to join as a founding member and we're not offering the crazy 50% discount that we were back in May but we are still offering a discount of
Unknown Speaker 37:00
25% so the joining fee is very affordable. And really, it's down to you to decide whether, after having listened to some of our members and some of the actions that they've taken, whether you would like to be a part of that journey, and have the support of us to help you with your own wealth plan. Yeah, we have to close it really then Chris, otherwise, we're getting a bit too far behind, you know, it wouldn't be too difficult with your help my help to catch people up on the the initial three months, that's really quite easy to do. Because, as you heard, you know, that's all common things. It's the wealth dynamics, it's getting the debits, right, it's about looking at the roof. So you know, we can accelerate that pretty quickly. So that's not an issue. But we're going to be getting into the pillars and, and really focusing on the leverage of every asset that you've got and every ounce of your wealth dynamic. We want the cohort to be moving, you know, pretty much at the same pace so that we can pick up all the lessons pick up all the things that people need to learn.
Unknown Speaker 38:00
And share that knowledge at the same time with people who are kind of on the same journey. So that's why we'll be running till the end of July, then we'll close it, then we'll run forward for another three, six months, and then bring in another new cohort of 100 people beyond that. So if you think it's for you, and you're ready to stop drifting and get off the fence, you know, come and join us, it'd be great to have you we won't be offering the discount again. And the double Money Back Guarantee applies. So if you feel like it's right for you give Chris a call. Or just you know, press the button wherever Chris sends you and so yep, feels like it's for me, let's go. I know people like to like to look for information. So we've got all the information for the program at wealth builders.co.uk forward slash Foundation, you can head over there right now you can see all of the modules exactly what they involve. We have a private online membership area, which is where we keep all of our resources for our members. And we have a private Facebook group which is where all the community all the conversations
Unknown Speaker 39:00
Turn off the sharing and collaboration is taking place each day. And then we have coaching calls by monthly webinars. And actually, a lot of our members are now connecting outside of the group and actually meeting up in locations all across the UK, which is, you know, something that we're really, really pleased to say army Kevin. Well, yeah, and of course, as I get out and about, you know, I'm always posting where I am. So, it's very common to have sort of half a dozen people around the table, just having an impromptu, you know, q&a and making sure that there's nothing that's been kind of left for people to feel uncertain, are uncomfortable with, you know, because it's easy to get stuck in your own mind, isn't it when you just have that one perspective, but as soon as you get the perspective of others, and of course our experience to then almost always those log jams disappear. And that means every month, you're moving forward, and, you know, if you not sure have a thing back, you know, look 60 months ago, where were you five years ago, were you a lot wealthier or now than you were then or you just
Unknown Speaker 40:00
About the same, maybe you're earning more money in your life. But have you got a lot more to show for it? If you haven't, or you think you could do with an acceleration, then that's what the program is all about. Great. Well, I think we should leave it at that point. And reminder again, if you want to join the foundation program or just have a look, and really be reassured by everything that is involved, head over to wealth builders co.uk, forward slash Foundation, or click the show notes. And I'm sure I speak on behalf you, Kevin, we'd be absolutely thrilled to have you join us, Joe. And as you know, we're always willing to have a conversation if someone's got a specific question. So there's no problem with that. But don't delay too long because 31st is only a few days away now. Well, I can't wait to get started and thanks for your time today. Kevin. I look forward to next episode of wolf talk with you. I look forward to to krysia
Unknown Speaker 40:51
We hope you enjoy today's episode. Don't forget that we are constantly updating our resources inside the wealth builders membership site to help you create, build and protect
Unknown Speaker 41:00
To your wealth, head over to wealth builders.co.uk slash membership right now for free access. That's wealth builders.co.uk slash membership
